Whether it’s working with your existing staff or outsourcing those tough to collect debts to my office, my experience and professionalism will enable you to recover those outstanding accounts and invoices in a professional manner without jeopardizing your business relationships and improving your DSO.

As a licensee of the Law Society of Upper Canada, I am able to help other legal professionals collect on those outstanding invoices without creating any unwanted conflict should the matter require further escalation.

If someone owes you money and is refusing to pay you, I am able to help you collect on those more “stubborn” customers/clients. A simple “Reminder” letter and follow up phone call lets them know that we’re serious about recovering the debt and then if necessary, are prepared to take legal action. Although it is my goal to get you Paid in Full from the beginning, I am excellent at negotiating fair and reasonable payment plans suitable to all parties.

Have a contract in place? Did one of your clients/partners breach that contract agreement with you? Lost commission dollars because your clients weren’t honest? I can help! With my experience in contracts & tort law, I am able to help you resolve the matter either through dispute resolution or taking the matter to Small Claims Court on your behalf to help you recover what is owed to you.

Need representation? Been served with a claim? Need to serve a claim? I can help! I am familiar with and have experience in dealing with all the Small Claims Courts procedures and forms and can advise you as to what to do next. Whether you are going to represent yourself or want me to do it – I will help guide you in the right direction.

Are collection agencies calling you? Are you in serious debt and not sure what to do? I can help! I can help you keep the creditors at bay and help you negotiate a reasonable re-payment plan or negotiate a settlement with all your creditors. Credit proposals and bankruptcy aren’t always the answer. Let me help you.

Need a basic contract drafted? Need consultation on a document? I can help! I have worked with and for various clients helping them draft various business documents such as, contract/service agreements, partnership agreements, franchise agreements and more.

As we age, many of us will need care either in our own homes or in a nursing facility. Governments only pay for so much and sadly, without long term care insurance, patients typically receive the minimum care and attention. Paying for care places a huge financial burden on families. If you are over 50, this is a product you NEED to consider for yourself and your loved ones.

The cost of medical attention outside of Canada can and often is exorbitant. There are excellent insurance products that can protect you as you travel away from your home.

This product is only offered through a broker who is associated with licensed funeral homes. Michaele-Sue has a long relationship with licensed funeral homes throughout North America and can provide you with a plan that covers you EVERY SINGLE TIME you are more than 100 km from your legal residence. There is a ONE-TIME fee of $485.00 (no annual fee). The cost of returning a deceased can be anywhere from $1,000.00 to well over $15,000.00 depending on the circumstances. No matter what other insurance you may have, this is something everyone should have.

Currently, there is only one Life Insurance company in Canada that offers RESPs and there are substantial benefits (such as a 15% BONUS, depending on certain criteria) to purchasing an RESP through a Life Insurance company. I will be happy to review and provide this for your children or grandchildren.

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